Jammu & Kashmir Bank Ltd. has released the detailed notification for J&K Bank PO Recruitment 2026 for appointment to the post of Probationary Officer in the UT of Jammu & Kashmir. A total of 323 Probationary Officer vacancies have been notified.
Eligible domiciles of the UT of J&K can submit their applications online from 07 November 2026 to 26 November 2026. The selection process will consist of a Preliminary Examination, Mains Examination and Interview. The online examinations will be conducted by IBPS.
Official Notification PDF: J&K Bank PO Recruitment 2026
J&K Bank PO Recruitment 2026 – Overview
| Particulars | Details |
|---|---|
| Bank | Jammu & Kashmir Bank Ltd. |
| Post | Probationary Officer |
| Advertisement No. | JKB/HR/Rectt/2026-492 |
| Total Vacancies | 323 |
| Job Location | UT of Jammu & Kashmir |
| Eligible Candidates | Domiciles of UT of J&K |
| Application Mode | Online |
| Application Start Date | 07 November 2026 |
| Last Date to Apply | 26 November 2026 |
| Selection Process | Prelims, Mains & Interview |
| Online Examination | IBPS |
| Starting Basic Pay | ₹48,480/- |
| Official Website | J&K Bank |
J&K Bank has notified 323 vacancies for Probationary Officers. The recruitment is specifically for eligible domiciles of the UT of Jammu & Kashmir.
J&K Bank PO Vacancy 2026
The total number of vacancies announced for the Probationary Officer recruitment is 323. Reservation will be applicable according to the reservation rules of the UT of Jammu & Kashmir.
The notification states that appointments will follow the Union Territory of Jammu & Kashmir Reservation Rules, 2005, as amended from time to time. The reservation framework includes provisions for SC, ST, Socially and Educationally Backward Classes, EWS and Persons with Disabilities.
| Category | Reservation |
|---|---|
| Scheduled Castes | 8% |
| Scheduled Tribes | 20% |
| Other Backward Classes | 8% |
| Residents of ALC/IB Areas | 4% |
| Residents of Backward Areas | 10% |
| EWS | 10% |
| Persons with Disabilities | 4% Horizontal Reservation |
The reservation percentages are subject to the applicable reservation rules of the UT of J&K and amendments issued from time to time.
J&K Bank PO Important Dates 2026
| Event | Date |
|---|---|
| Notification Date | 07 November 2026 |
| Online Application Starts | 07 November 2026 |
| Last Date to Apply | 26 November 2026 |
| Last Date for Application Fee Payment | 26 November 2026 |
J&K Bank PO Eligibility Criteria 2026
Candidates should carefully check the prescribed domicile, age and educational qualification before applying. The eligibility conditions must be satisfied within the dates specified in the notification.
J&K Bank PO Domicile Requirement
Only candidates who are domiciles of the UT of Jammu & Kashmir are eligible to apply for the Probationary Officer recruitment.
Selected candidates will be required to submit a valid domicile certificate of the UT of J&K issued by the competent authority.
J&K Bank PO Age Limit
The age limit is calculated as on 01 January 2026.
| Category | Age |
|---|---|
| Minimum Age | 20 Years |
| Maximum Age | 30 Years |
The candidate must have been born between 01 January 1996 and 01 January 2006, both dates inclusive. Upper-age relaxation is applicable to reserved-category candidates according to the applicable reservation rules.
J&K Bank PO Educational Qualification
Candidates must possess a graduation degree in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government/UGC.
The graduation qualification must have been obtained by the last date of registration. Candidates must possess a valid marksheet or degree certificate and must enter their graduation percentage in the online application.
Where CGPA/OGPA is awarded, candidates must convert it into percentage according to the university's prescribed conversion norms and provide the required certificate when asked.
J&K Bank PO Application Fee 2026
| Category | Application Fee |
|---|---|
| SC/ST/SEBC/PwBD | ₹1,000 + GST |
| All Other Candidates | ₹1,200 + GST |
Application fees/intimation charges can be paid online from 07 November 2026 to 26 November 2026. Bank transaction charges for online payment are to be borne by the candidate.
J&K Bank PO Selection Process 2026
The selection process for J&K Bank Probationary Officer consists of three stages:
- Preliminary Examination
- Mains Examination
- Interview
Candidates shortlisted from the Preliminary Examination at approximately 10 times the number of vacancies under each category will be eligible for the Mains Examination. Candidates shortlisted from the Mains Examination at approximately 3 times the number of vacancies under each category will subsequently be called for the Interview.
J&K Bank PO Prelims Exam Pattern 2026
| Test | Questions | Maximum Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 Minutes |
| Quantitative Aptitude | 35 | 30 | 20 Minutes |
| Reasoning Ability | 35 | 40 | 20 Minutes |
| Total | 100 | 100 | 60 Minutes |
The Preliminary Examination consists of three separately timed tests. Candidates have to qualify in each test by securing the cut-off marks decided by IBPS in consultation with J&K Bank.
The minimum aggregate qualifying marks are 40% for General Category candidates and 35% for reserved-category candidates, subject to overall merit.
J&K Bank PO Mains Exam Pattern 2026
| Test | Questions | Maximum Marks | Time |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 Minutes |
| General/Economy/Banking Awareness, Digital/Financial Awareness including RBI Circulars | 50 | 60 | 35 Minutes |
| English Language | 40 | 20 | 35 Minutes |
| Data Analysis & Interpretation | 40 | 60 | 45 Minutes |
| Objective Total | 170 | 200 | 160 Minutes |
| Descriptive Paper – Essay & Comprehension | 2 | 25 | 30 Minutes |
The descriptive paper may broadly cover economic and social issues, emerging trends in banking and technology, current events and ethics.
J&K Bank PO Negative Marking 2026
There is a penalty for wrong answers in the objective tests of both the Preliminary and Mains Examinations. For every incorrect answer, one-fourth of the marks assigned to that question will be deducted.
No penalty will be imposed for a question that is left unanswered.
J&K Bank PO Mains Cut Off and Interview Shortlisting
Candidates must secure the required minimum score in each Mains test as well as the minimum total score to be considered for the Interview.
The minimum aggregate qualifying marks in the Mains Examination are 40% for General Category candidates and 35% for reserved-category candidates, subject to overall merit. Only the marks obtained in the Online Mains Examination will be considered for shortlisting candidates for the Interview.
J&K Bank PO Interview 2026
Candidates shortlisted on the basis of their Mains Examination performance will be called for an Interview conducted by J&K Bank.
The Interview carries 100 marks. The minimum qualifying marks are 40% for General Category candidates and 35% for reserved-category candidates.
The final score will be calculated using the following weightage:
| Stage | Weightage |
|---|---|
| Online Mains Examination | 80% |
| Interview | 20% |
Candidates must qualify in both the Mains Examination and Interview. The final merit will be based on the combined score using the prescribed 80:20 ratio.
J&K Bank PO Examination Centres 2026
Candidates are required to provide a choice of six examination centres, of which at least three must be located outside the UT of Jammu & Kashmir.
Within J&K-UT, the notification lists centres including Pulwama, Jammu, Srinagar, Baramulla and Samba. Outside J&K-UT, centres include Delhi NCR, Patiala, Mohali, Mumbai/Navi Mumbai/Thane, Amritsar, Pathankot, Jalandhar, Pune, Ludhiana, Bengaluru and Phagwara, among others.
The bank may allot a centre other than the candidate's preferred choice depending on administrative feasibility, candidate response and available capacity.
J&K Bank PO Salary 2026
The starting Basic Pay for the Probationary Officer post is ₹48,480 per month.
The applicable pay scale is ₹48,480-2,000/7-₹62,480-2,340/2-₹67,160-2,680/7-₹85,920, along with other applicable perks under Junior Management Grade Scale-I.
J&K Bank PO Joining and Probation Period
Selected candidates must join within 45 days from the date of issuance of the provisional appointment letter.
A Probationary Officer will remain on probation for two years from the date of joining. During this period, work, performance and conduct will be reviewed. Confirmation in the services of the bank is subject to satisfactory performance and conduct and successful completion of the evaluation examination.
The evaluation examination is qualifying in nature, with minimum qualifying marks of 40% for General Category candidates and 35% for reserved-category candidates.
J&K Bank PO Bond 2026
At the time of joining, selected candidates have to execute a ₹2 lakh bond to serve J&K Bank for a minimum period of two years.
The bond will be invoked by the bank if the candidate resigns from service before completing two years from the date of joining.
J&K Bank PO Zone Posting Rule
Selected candidates will initially be allotted a Zone and must remain posted within the Branch/Office(s) of that Zone for a minimum period of five years.
The notification states that transfer outside the initially allotted Zone will not be permitted before completion of the prescribed five-year period, irrespective of the reason.
J&K Bank PO Application Process 2026
Eligible candidates can apply online through the Careers section of the J&K Bank website. No other mode of application will be accepted.
Steps to Apply Online
- Visit the official J&K Bank website.
- Open the Careers section.
- Select the Probationary Officer Recruitment 2026 notification.
- Click on Apply Online.
- Select Click here for New Registration.
- Enter your name, contact details and email ID.
- Note down the Provisional Registration Number and Password.
- Complete the application form carefully.
- Upload the required photograph, signature, left thumb impression and handwritten declaration.
- Preview and verify the complete application.
- Pay the applicable application fee online.
- Submit the application and take a printout of the system-generated application form.
The bank specifically states that candidates cannot make changes after clicking the Complete Registration button. Candidates should therefore verify all information carefully before final submission.
Documents Required for J&K Bank PO Application
Candidates should keep the required documents ready before starting the online application.
- Recent passport-size photograph
- Signature in black ink
- Left thumb impression
- Handwritten declaration in English
- Graduation marksheets/certificate
- Domicile certificate of UT of J&K
- Category certificate, wherever applicable
- EWS Income and Asset Certificate, wherever applicable
- PwBD certificate, wherever applicable
- Other documents required under the notification
The handwritten declaration must be written by the candidate in English and uploaded in the prescribed format. Signature in CAPITAL LETTERS will not be accepted.
J&K Bank PO Photograph and Document Upload Specifications
| Document | Specification |
|---|---|
| Photograph | 200 × 230 pixels preferred; 20–50 KB |
| Signature | 140 × 60 pixels preferred; 10–20 KB |
| Left Thumb Impression | 240 × 240 pixels preferred; 20–50 KB |
| Handwritten Declaration | 800 × 400 pixels preferred; 50–100 KB |
The photograph must be recent and recognizable, while the signature, thumb impression and handwritten declaration must belong to the applicant. The bank warns that unclear or improperly uploaded documents may result in rejection of the application.
Documents Required at J&K Bank PO Interview
Shortlisted candidates must produce the required documents in original along with self-attested photocopies at the Interview.
- Interview Call Letter
- System-generated online application printout
- Proof of Date of Birth
- Photo Identity Proof
- Graduation marksheets and certificates
- Domicile certificate
- Caste/reserved category certificate, wherever applicable
- EWS Income and Asset Certificate, wherever applicable
- PwBD certificate, wherever applicable
- Scribe documents, wherever applicable
- No Objection Certificate for eligible serving employees
- Experience certificates, if applicable
Failure to produce the required eligibility documents at the Interview may result in cancellation of candidature.
J&K Bank PO Recruitment 2026 – Important Points
- Only J&K-UT domiciles are eligible.
- There are 323 Probationary Officer vacancies.
- Graduation in any discipline is required.
- The age limit is 20 to 30 years as on 01 January 2026.
- Online applications are accepted from 07 to 26 November 2026.
- The online examination will be conducted by IBPS.
- Selection consists of Prelims, Mains and Interview.
- There is negative marking of one-fourth marks for wrong answers in objective tests.
- Final selection uses an 80:20 Mains-to-Interview weightage.
- Starting Basic Pay is ₹48,480.
- Selected candidates must join within 45 days of the provisional appointment letter.
- The probation period is two years.
- A ₹2 lakh service bond is required at joining.
- Initial posting within the allotted Zone is mandatory for five years.
