IOB Recruitment 2026 - Apply Online for 291 Generalist & Specialist Officer Posts

IOB Generalist and Specialist Officers Recruitment 2026: Indian Overseas Bank (IOB), a Government of India undertaking headquartered in Chennai, has released Advertisement No. HRDD/RECT/04/2026-27 for recruitment of Generalist and Specialist Officers in various scales for 2026-27. A total of 291 vacancies have been announced for Manager, Senior Manager and Assistant Manager posts in JMGS Scale-I, MMGS Scale-II and MMGS Scale-III.

The recruitment includes Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (IS Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (IS Audit), Senior Manager (Database Administrator), Senior Manager (Network Administrator), Senior Manager (Cyber Security Administrator), Manager (Credit), Senior Manager (Credit), Senior Manager (Risk) and Assistant Manager (Security). Eligible and experienced candidates can apply online from 29 August 2026 to 15 September 2026 through the Indian Overseas Bank website.

Official Notification PDF: IOB Generalist and Specialist Officers Recruitment 2026

IOB Generalist and Specialist Officers Recruitment 2026 - Overview

IOB Recruitment 2026 Important Dates

IOB Generalist Specialist Officer Vacancy 2026

Post Code 01, Manager - Branch Management, is the Generalist Officer post. All the remaining posts are Specialist Officer posts.

The number of vacancies is provisional and Indian Overseas Bank reserves the right to increase or decrease vacancies depending on its actual requirements.

IOB Category-Wise Vacancy 2026

PwBD reservation is horizontal. The notified vacancy table includes identified vacancies under Hearing Impaired, Orthopedically Challenged, Visually Impaired and Intellectual Disability categories as applicable.

IOB Manager Branch Management Recruitment 2026

Experience as a Scale-I Branch Head will be preferred. Selected candidates will be posted anywhere in India and will be posted as Branch Head after completion of the prescribed probation period.

IOB Manager IT Recruitment 2026

Candidates must have hands-on experience in at least one of the notified specialised technology domains, which include:

• Full Stack Development
• Operating System Administration
• Network Administration
• Cloud Engineering
• Storage Administration
• Database Administration
• Domain Administration / IAM
• Automation Engineering
• IT Service Management
• Business Continuity / Disaster Recovery
• Virtualisation
• DevOps
• DevSecOps
• Middleware Administration
• IT Procurement

IOB Manager Information Security Recruitment 2026

The relevant domains include:

• Web Application Security Testing
• Mobile Application Security Testing - Android / iOS
• API Security Assessment
• Source Code Review / SAST
• Dynamic Application Security Testing / DAST
• AI / LLM Security Testing
• Red Team Activities

Experience in Banking, Financial Services, Insurance, FinTech, IT or another regulated sector will be preferred.

IOB Manager IS Audit Recruitment 2026

Eligible experience includes either at least one year in Information Security / IS Audit / Cyber Security Audit in Banking / BFSI as part of the prescribed two years, or relevant IT development experience for banking applications following Secure by Design principles.

IOB Senior Manager IT Recruitment 2026

Candidates should possess hands-on experience in at least one of the specialised technology domains prescribed by the Bank, including application development, infrastructure, networks, cloud, database, automation, ITSM, disaster recovery, virtualisation, DevOps, DevSecOps, middleware or IT procurement.

IOB Senior Manager Information Security Recruitment 2026

Relevant areas include Web Application Security, Mobile Security, API Security, SAST, DAST, AI / LLM Security Testing and Red Team Activities.

IOB Senior Manager IS Audit Recruitment 2026

The experience requirement includes either a minimum of three years in Information Security / IS Audit / Cyber Security Audit in Banking / BFSI or prescribed Software Design and Development experience for banking applications following Secure by Design principles.

IOB Senior Manager Database Administrator Recruitment 2026

Mandatory technical experience includes Oracle Database Administration, Microsoft SQL Server Administration, Database Performance Optimisation, Production Incident Management, Capacity Planning, Backup / Recovery, DR Drill Execution, Root Cause Analysis and Database Security & Compliance.

Candidates must possess at least one of the prescribed Oracle certifications such as OCA or OCP.

IOB Senior Manager Network Administrator Recruitment 2026

Mandatory technical areas include Cisco FTD, Check Point Firewall, Cisco ACI and Nexus. The prescribed mandatory certifications include eligible CCNA / Check Point CCSE certification as detailed in the notification.

IOB Senior Manager Cyber Security Administrator Recruitment 2026

The prescribed domains include:

• Forensic Analysis / Incident Response and Management
• SIEM / XDR
• Web Application / API Security
• IAM / AD / PAM
• AI Security
• Network Security

IOB Manager Credit Recruitment 2026

Experience in handling MSME / Corporate Advances will be preferred.

IOB Senior Manager Credit Recruitment 2026

Experience in handling MSME or Corporate Advances will be preferred.

IOB Senior Manager Risk Recruitment 2026

IOB Assistant Manager Security Recruitment 2026

The candidate should satisfy one of the following service-experience conditions:

• Retired Junior Commissioned Officer or equivalent with at least five years' service in the rank of JCO in Army / Navy / Air Force; or
• Rank equivalent to Inspector with at least five years' service in the rank of Sub Inspector and above in Paramilitary Forces; or
• Police Officer not below Inspector rank with at least five years' service in the rank of Sub Inspector and above.

Presently serving applicants whose date of discharge is on or before 30 September 2026 can also apply. Certification in Fire Fighting / Fire Safety is desirable.

IOB Recruitment 2026 Age Limit Post-Wise

Age, educational qualification, post-qualification work experience and applicable certifications will be calculated as on 01 August 2026.

IOB Age Relaxation 2026

Where a candidate is eligible for more than one permitted relaxation, cumulative relaxation may be available under the conditions stated in the notification. For eligible SC / ST / OBC candidates, the cumulative upper-age ceiling is subject to a maximum of 50 years.

The maximum age prescribed against each post applies to General and EWS candidates unless another valid relaxation is applicable.

IOB Generalist Specialist Officer Salary 2026

In addition to Basic Pay, selected officers will receive applicable allowances such as DA, HRA and CCA according to rules in force from time to time.

IOB Specialist Officer Other Benefits 2026

Specialist Officers recruited laterally in MMGS-II and MMGS-III may also be eligible during probation, subject to applicable Bank guidelines, for facilities including:

• Conveyance Expenses
• Newspaper Cost
• Telephone / Mobile Expenses
• Residential Furniture
• Bank-owned Quarters or Leased Accommodation
• Rental Advance and Brokerage as applicable

IOB Probation Period 2026

IOB Service Bond 2026

IOB Application Fee 2026

The application fee / intimation charge is non-refundable and cannot be adjusted against another recruitment process.

IOB Application Fee Payment Mode 2026

The fee must be paid online. Available modes include:

• Debit Card
• Credit Card
• Internet Banking
• BHIM
• UPI

After successful payment, candidates should download and retain the generated e-receipt.

IOB Selection Process 2026

Selection for the notified Generalist and Specialist Officer posts will be made through:

1. Preliminary Screening / Shortlisting, wherever applied by the Bank
2. Online Examination
3. Personal Interview
4. Final Merit List
5. Document and Eligibility Verification
6. Medical Fitness, Character and Antecedent Verification

The Bank may call only the required number of candidates for the examination and interview based on qualification, experience, profile and job requirements.

IOB Manager Branch Management Exam Pattern 2026

IOB Specialist Officer Exam Pattern 2026

The following examination structure applies to all other Scale-I, Scale-II and Scale-III posts:

The Professional Knowledge syllabus will vary according to the post applied for.

IOB Online Examination Qualifying Marks 2026

• Minimum qualifying marks for Reserved candidates - 30%.
• Minimum qualifying marks for Unreserved candidates - 35%.
• No separate minimum qualifying marks are prescribed for English Language and General Awareness sections.
• Candidates must secure the prescribed qualifying standard in Professional Knowledge.

IOB Negative Marking 2026

Negative marking will apply in the Online Examination.

• For every incorrect answer, one-fourth or 0.25 of the marks assigned to that question will be deducted.
• No penalty will be imposed for a question that is left unanswered.

IOB Interview 2026

Candidates qualifying in the Online Examination and shortlisted by the Bank will be called for Personal Interview.

The Interview will assess:

• Role-related exposure in the industry
• Subject Knowledge
• Communication Skills

The interview may be held at any Centre in India selected by the Bank. Details of date, time and venue will be communicated to shortlisted candidates through the Interview call letter and registered email.

IOB Final Merit List 2026

The final selection list will be prepared using the above weightage, subject to candidates satisfying the prescribed eligibility and qualifying conditions.

IOB Posting and Transfer 2026

Selected candidates can be posted according to the requirements of Indian Overseas Bank and will be liable to be transferred to any Branch or Office anywhere in India at the discretion of the Bank.

Can Candidates Apply for More Than One IOB Post?

Yes. Candidates can apply for more than one post if they fulfil the eligibility conditions prescribed for each post.

If a candidate submits multiple applications for the same post, only the latest submitted application will be considered.

How to Apply for IOB Generalist Specialist Officer Recruitment 2026

1. Visit the Indian Overseas Bank official website at www.iob.bank.in.
2. Open the Careers section.
3. Open the link titled Recruitment of Generalist / Specialist Officers in Various Scales - 2026-27.
4. Select the post for which you wish to apply.
5. Click on the online registration link.
6. Complete new registration.
7. After successful registration, note the Registration Number and Password received through email / SMS.
8. Login and complete the online application form.
9. Enter personal and communication details.
10. Enter educational qualification details.
11. Enter post-qualification work experience accurately.
12. Enter applicable professional certification details.
13. Upload the recent passport-size photograph.
14. Capture / upload the required live photograph.
15. Upload the scanned signature.
16. Upload the left thumb impression.
17. Upload the handwritten declaration.
18. Review all details carefully.
19. Click Complete Registration.
20. Pay the applicable application fee online.
21. Download the e-receipt.
22. Take a printout of the system-generated submitted application form.
23. Complete the entire process on or before 15 September 2026.

IOB Photograph Upload Requirements 2026

Candidates are also required to capture and upload a live photograph using a webcam or mobile phone during the application process.

IOB Signature Upload Requirements 2026

The signature must not be written in capital letters.

IOB Left Thumb Impression Requirements 2026

IOB Handwritten Declaration 2026

The candidate must write the prescribed declaration in English, in his or her own handwriting, using black ink on white paper.

The prescribed text is:

"I, __________ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required."

The handwritten declaration must not be in capital letters.

Documents Required for IOB Interview 2026

Shortlisted candidates must produce originals together with self-attested photocopies of the applicable documents during Interview.

• Interview Call Letter
• Printout of the submitted Online Application
• Date of Birth Proof
• Valid Photo Identity Proof
• Educational Qualification Marksheets and Certificates
• Experience Certificates from Current and Previous Employers
• Appointment Letters
• Relieving Letters
• Pay / Salary Slips where required for experience verification
• Professional / Preferred Certification Certificates
• SC / ST / OBC Certificate, where applicable
• EWS Income and Asset Certificate, where applicable
• PwBD Disability Certificate, where applicable
• Scribe-related documents, where applicable
• No Objection Certificate for candidates employed in Government / Quasi-Government / PSU / Nationalised Bank / Financial Institution
• Certificate for 1984 Riot-affected persons, where applicable
• Any other supporting eligibility documents required by the Bank

IOB NOC Requirement 2026

Candidates serving in Government Departments, Quasi-Government Offices, Public Sector Undertakings, Nationalised Banks or Financial Institutions must produce an original No Objection Certificate from their employer at the time of Interview.

Failure to produce the required NOC may result in the candidature not being considered.

IOB PwBD Scribe and Compensatory Time 2026

Eligible PwBD candidates may use a scribe according to Government and Bank guidelines.

Eligible candidates using a scribe or otherwise qualifying for compensatory time will generally receive 20 minutes of compensatory time for every hour of examination, subject to the conditions prescribed in the advertisement.

Candidates who wish to avail the scribe facility should indicate the requirement correctly in their online application.

IOB Examination Centres 2026

The notified identified examination centres include:

• Delhi / New Delhi / NCR
• Mumbai / Navi Mumbai / MMR / Thane
• Chennai
• Kolkata
• Hyderabad
• Bengaluru

The Bank reserves the right to add, delete or change examination centres depending on response and administrative feasibility.

IOB Medical Fitness and Appointment 2026

Final appointment of selected candidates will be subject to:

• Medical Fitness according to Bank requirements
• Verification of Character and Antecedents
• Verification of Caste / Category Certificate where applicable
• Verification of Educational Qualifications
• Verification of Work Experience and Professional Certifications
• Compliance with the Bank's Service and Conduct Rules

IOB Recruitment 2026 Important Instructions

• Indian Overseas Bank has announced 291 Generalist / Specialist Officer vacancies.
• The advertisement number is HRDD/RECT/04/2026-27.
• The advertisement is dated 28 August 2026.
• Online applications start on 29 August 2026.
• The last date to apply is 15 September 2026.
• The application fee must also be paid by 15 September 2026.
• Post Code 01 is the Generalist Officer post.
• All remaining posts are Specialist Officer posts.
• Manager - Branch Management has 100 vacancies.
• Manager - IT has 65 vacancies.
• Manager - Credit has 35 vacancies.
• Assistant Manager - Security has 25 vacancies.
• Age, educational qualification and experience will be calculated as on 01 August 2026.
• Post-wise age limits and qualifications are different.
• Relevant post-qualification work experience is mandatory for all notified posts.
• Work experience should be full-time and relevant to the post applied for.
• Professional certifications are mandatory for certain technical posts and preferred for others.
• SC/ST candidates receive five years of upper-age relaxation.
• OBC Non-Creamy Layer candidates receive three years of age relaxation.
• PwBD candidates receive ten years of age relaxation.
• The application fee is Rs. 175 for SC/ST/PwBD candidates.
• The fee is Rs. 1,000 for all other candidates including OBC and EWS.
• Application fees are non-refundable.
• Applications will be accepted online only.
• Candidates can apply for more than one post if eligible.
• The latest application will be considered if multiple applications are submitted for the same post.
• The selection process consists of Online Examination and Interview.
• The Online Examination carries 100 marks.
• The examination duration is two hours.
• There is one-fourth negative marking for each wrong answer.
• No penalty applies to unanswered questions.
• Online Examination qualifying marks are 35% for UR and 30% for reserved candidates.
• The Interview carries 100 marks.
• Interview qualifying marks are 50% for UR and 45% for reserved candidates.
• The final merit gives 80% weightage to Online Examination and 20% to Interview.
• Selected candidates can be posted or transferred anywhere in India.
• JMGS-I candidates have a Rs. 2 lakh service bond for three years.
• MMGS-II and MMGS-III candidates have a Rs. 2.5 lakh service bond for three years.
• Manager Branch Management has a six-month probation period.
• Assistant Manager Security has a two-year probation period.
• Other selected candidates normally have a one-year probation period.
• Original documents must be produced during Interview.
• Government / PSU employees must produce NOC during Interview.
• Appointment is subject to medical fitness and verification requirements.
• Candidates should regularly check the Indian Overseas Bank Careers page for further recruitment updates.