Bank of Baroda has announced 86 vacancies across 5 officer-level posts in its Corporate and Institutional Credit (C&IC) department: Manager/Senior Manager/Chief Manager - Credit Analyst (43 posts) and Senior Manager/Chief Manager - C&IC Relationship (43 posts). Online registration is open from 16 June 2026 to 6 July 2026. Eligibility requires graduation + postgraduate finance specialization OR CA/CMA/CS/CFA, with 3-8 years relevant banking credit experience (varies by grade). Age range: 25-42 years (as on 1 June 2026). Unique requirement: minimum CIBIL score of 680. Pay scales: MMG/S-II (₹64,820–93,960), MMG/S-III (₹85,920–1,05,280), SMG/S-IV (₹1,02,300–1,20,940). Selection includes online test, psychometric assessment, and interview. 3-year service bond with ₹5 lakh penalty applies.
Official Notification PDF: Download Bank of Baroda C&IC Recruitment 2026 PDF
Bank of Baroda C&IC Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Organization Name | Bank of Baroda |
| Post Name | Manager/Senior Manager/Chief Manager - Credit Analyst & Senior Manager/Chief Manager - C&IC Relationship |
| Total Vacancies | 86 |
| Post Categories | 5 Officer-level posts |
| Application Mode | Online |
| Recruitment Type | Direct Recruitment (Officer Cadre) |
| Official Website | bankofbaroda.bank.in |
Important Dates
| Event | Date |
|---|---|
| Online Registration Starts | 16 June 2026 |
| Last Date for Application & Fee Payment | 6 July 2026 |
| Online Test Date (Tentative) | To be notified separately via email & website |
Registration is complete only once the application fee is paid online on or before 6 July 2026.
Vacancy Details
| Post Name | Grade/Scale | Total Posts |
|---|---|---|
| Manager - Credit Analyst | MMG/S-II | 4 |
| Senior Manager - Credit Analyst | MMG/S-III | 38 |
| Chief Manager - Credit Analyst | SMG/S-IV | 1 |
| Senior Manager - C&IC Relationship | MMG/S-III | 36 |
| Chief Manager - C&IC Relationship | SMG/S-IV | 7 |
| Total | - | 86 |
Note: Vacancies are divided into two job families: Credit Analyst (43 posts) and C&IC Relationship (43 posts). Category-wise distribution: SC 17, ST 19, OBC 23, EWS 20, UR 7.
Educational Qualification
- Graduation in any discipline from a recognized university
- Plus Post Graduate Degree/Diploma with specialisation in Finance (or equivalent), OR professional qualification: CA, CMA, CS, or CFA
- Institutions must be recognised by Government of India or bodies like AICTE
- Nationality: Indian citizens (also eligible: certain Nepali, Bhutanese, Tibetan refugee, and Indian-origin candidates with Govt. of India eligibility certificate)
- Posting Condition: Only candidates willing to serve anywhere in India should apply
Age Limit & Experience (As on 1 June 2026)
Credit Analyst Posts
| Position | Age (Years) | Minimum Experience |
|---|---|---|
| Manager - Credit Analyst | 25-30 | 3 years in Credit (Public/Private/Foreign Bank or NBFC in India) |
| Senior Manager - Credit Analyst | 28-35 | 6 years in Credit (Public/Private/Foreign Bank or Financial Institution in India) |
| Chief Manager - Credit Analyst | 32-42 | 8 years in Banks/Financial Institutions, including 5 years in Credit Appraisal/Processing of Large/Mid Corporate Credit |
C&IC Relationship Posts
| Position | Age (Years) | Minimum Experience |
|---|---|---|
| Senior Manager - C&IC Relationship | 28-35 | 6 years in Banks/Financial Institutions, including 2 years handling MSME/Mid/Large Corporate Credit |
| Chief Manager - C&IC Relationship | 32-42 | 8 years in Banks/Financial Institutions, including 3 years handling MSME/Mid/Large Corporate Credit |
Note: Experience <6 months in any organisation (as on 1 June 2026) will not count unless part of current employment. Clerical cadre experience is not counted at all.
Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| Persons with Disability | 10 years (Gen/EWS), 13 years (OBC), 15 years (SC/ST) |
| Eligible Ex-Servicemen / Commissioned Officers | 5 years (Gen/EWS), 8 years (OBC), 10 years (SC/ST) |
Relaxation applies only to posts where reservation roster points exist. OBC creamy layer candidates must apply as General. No reservation for ex-servicemen in officers' cadre for this recruitment.
Pay Scale
| Grade/Scale | Pay Scale (₹) | Maximum Basic Pay (₹) |
|---|---|---|
| MMG/S-II (Manager) | 64,820 - 2340/1 - 67,160 - 2680/10 - 93,960 | 93,960 |
| MMG/S-III (Senior Manager) | 85,920 - 2680/5 - 99,320 - 2980/2 - 1,05,280 | 1,05,280 |
| SMG/S-IV (Chief Manager) | 1,02,300 - 2980/4 - 1,14,220 - 3360/2 - 1,20,940 | 1,20,940 |
Selected candidates receive allowances and perquisites as per bank policies in addition to basic pay.
Selection Process
- Application Scrutiny
- Online Test (if conducted)
- Psychometric Assessment
- Group Discussion (if applicable)
- Personal Interview
Bank retains right to skip or modify any stage. Final selection depends on combined performance across conducted stages.
Online Test Pattern (Tentative)
| Section | Test | Questions | Marks | Duration |
|---|---|---|---|---|
| 1 | Reasoning | 25 | 25 | 75 minutes (combined) |
| 2 | English Language | 25 | 25 | |
| 3 | Quantitative Aptitude | 25 | 25 | |
| 4 | Professional Knowledge | 75 | 150 | 75 minutes |
| Total | 150 | 225 | 150 minutes | |
- Sections 1-3 (Reasoning, English, Quantitative) are qualifying only - need 40% (General/EWS) or 35% (Reserved)
- Section 4 (Professional Knowledge) counts toward final score
- No negative marking anywhere
- Bilingual (English & Hindi) except English Language section (English only)
- Test tentatively planned across 24+ cities: Mumbai, Delhi/NCR, Bangalore, Chennai, Kolkata, Hyderabad, Pune, Ahmedabad, Jaipur, Lucknow, Baroda, Bhopal, Chandigarh-Mohali, etc.
Personal Interview & Final Merit
- Minimum qualifying score: 60% for General, 55% for Reserved category
- Tie-breaking rule: Older candidate (by date of birth) ranked higher
Application Fee
| Category | Application Fee |
|---|---|
| General, EWS & OBC | ₹850 (inclusive of GST) + Payment Gateway Charges |
| SC, ST, PWD, ESM/DESM & Women | ₹175 (inclusive of GST) + Payment Gateway Charges |
Fee is non-refundable even if online test is not conducted or candidate is not shortlisted.
CIBIL Score Requirement (Unique Eligibility Condition)
- Minimum CIBIL score of 680 at the time of joining
- Candidates with loan/credit card defaults or adverse reports from CIBIL/external credit agencies will be ineligible
- Bank can reject selection at any stage (including after joining) if credit profile is unsatisfactory
Probation Period & Service Bond
- Probation Period: 12 months (1 year) from date of joining
- Service Bond: Minimum 3 years service from date of joining, or pay ₹5 lakh in lieu of completing bond period
- Bond terms confirmed in offer letter and subject to revision per bank policy
Documents Required
- Printout of interview call letter and system-generated online application form
- Proof of Date of Birth (Birth Certificate, SSLC/Std. X marksheet, or equivalent)
- Valid photo ID: PAN Card, Passport, Driving Licence, Voter's Card, or Aadhaar card (Ration Card not accepted)
- Year-wise/semester-wise mark sheets and final degree/diploma certificate
- Caste certificate for SC/ST/OBC (OBC with valid non-creamy-layer clause)
- Disability certificate from District Medical Board (for PwBD)
- Income and Asset Certificate (for EWS category)
- Service/discharge book, pension payment order, rank proof (for ex-servicemen)
- No Objection Certificate from current employer (for govt/quasi-govt/PSU employees)
- Documentary proof of work experience: appointment letters, salary slips, relieving letters
How to Apply for Bank of Baroda C&IC Recruitment 2026
- Visit www.bankofbaroda.bank.in → Navigate to Careers section → Current Opportunities
- Register using valid personal email ID and contact number (keep active until recruitment completes)
- Fill personal, educational, and work experience details carefully (no changes allowed after submission)
- Upload:
- Photograph: 200 x 230 pixels, 20-50 KB, JPG/JPEG
- Signature: 140 x 60 pixels, 10-20 KB, JPG/JPEG (signed in normal handwriting, not capital letters)
- Upload documents (PDF, A4 size, max 500 KB each):
- Resume
- Date of Birth proof
- Educational certificates (combined in one PDF)
- Category/PWD/experience certificates (where applicable)
- Pay application fee online using Debit Card, Credit Card, Net Banking, or UPI
- Save and print system-generated application form and fee receipt for future reference
